news
April 4, 2024
Minutes To Read: 1

6 Essential Tips for Holiday Shopping

Avoid trapping yourself this holiday season! Here are some tips to keep your Christmas shopping from becoming a financial nightmare and / or unnecessary stress:

Buy before, don't leave for the last minute
If you often leave Christmas shopping around the middle of the 20th, you already know you'll find fewer options, products and brands, and crowded shops and parking lots, not to mention the chaotic traffic. Take advantage of early December to advance shopping with peace of mind, time and options.
Make a list
To not forget anyone and not risk buying a bunch of things without a definite gift, make a complete list with: gift name, maximum amount to spend and 2 or 3 gift options for him or her. Consider age, gender and personal taste when choosing a gift.
Set boundaries
Whether individual limits (maximum value per gift) or a total limit, the important thing is to stay true to it. If you want to spend $ 30 on each souvenir, try not to go beyond that. Work within what you have available and don't break your card limit. Remember that in January you may have annual expenses, for example, the property tax and school registration.
Search prices on the internet before going to physical stores
Online pricing is sometimes more attractive, so it pays to compare prices in physical and online stores. But remember to consider shipping, delivery time and that at this time of year deliveries may be delayed due to the large volume of orders.
Wrap your presents and keep everything organized
When you get home from shopping, complete this task by getting everything ready, packed, tagged, and organized in the right place. So you already delete an item from your holiday to-do list and you don't have to worry about messing with it again later.
Beware of consumerist temptations
When shopping for gifts, you will be tempted anyway to buy even what you don't need. At this point, be calm and consider whether you really can afford the product without compromising your finances and wonder if you really need it. Not to suffer too much, allow yourself to give yourself a gift of a maximum amount within your budget.